> >Consumer Lending in Poland
New Consumer Lending in Poland View larger

Consumer Lending in Poland

M00013370

New product

In stock

$2,100.00

More info

Description

The emergence of COVID-19, and the subsequent lockdown measures introduced by the government which resulted in rising unemployment, decreasing disposable incomes and therefore weak consumer sentiment, translated into a significant decrease in the number of applications for consumer credit and mortgages/housing. This resulted in a drastic decline in gross lending across the market in current value terms, while outstanding balance continued to rise. The latter was driven by delays in making repaym...

Euromonitor International's Consumer Lending in Poland report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

Get a detailed picture of the Consumer Lending market; Pinpoint growth sectors and identify factors driving change; Understand the competitive environment, the market's major players and leading brands; Use five-year forecasts to assess how the market is predicted to develop.
Table of Contents
Product Code: FCPLcl

TABLE OF CONTENTS

List OF CONTENTS AND TABLES

EXECUTIVE SUMMARY

COVID-19 impact on consumer lending

COVID-19 country impact

Number of measures introduced to support both individual customers and businesses in response to pandemic

Financial providers look to improve customer experience online

Investment in real estate by financially stable consumers tempers more drastic decline for mortgages/housing

What next for consumer lending?

MARKET DATA

Table 1 Consumer Lending: Outstanding Balance by Category: Value 2015-2020 Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2015-2020 Table 3 Consumer Lending: Gross Lending by Category: Value 2015-2020 Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2015-2020 Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020 Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020 Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020 Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2015-2020 Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2020-2025 Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025 Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2020-2025 Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025

DISCLAIMER

GLOBAL MACROECONOMIC ENVIRONMENT

GLOBAL INDUSTRY ENVIRONMENT

SOURCES

Summary 1 Research Sources

KEY DATA FINDINGS

2020 IMPACT

Pandemic and subsequent lockdown results in weak consumer sentiment and unwillingness to take out greater levels of credit, leading to drastic decline for gross lending in 2020

"Anti-crisis" shield has more significant impact on alternative financial service providers

Polish financial institutions respond to pandemic with "loan holiday" to aid customers

RECOVERY AND OPPORTUNITIES

More positive outlook for consumer credit but level of gross level unlikely to reach pre-pandemic levels until 2025

Alternative financial service providers set to recover over course of the forecast period

EU judgement on early repayment of consumer credit could discourage some banks from offering higher and longer-term loans

CATEGORY DATA

Table 13 Consumer Credit: Outstanding Balance by Category: Value 2015-2020 Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2015-2020 Table 15 Consumer Credit: Gross Lending by Category: Value 2015-2020 Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2015-2020 Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2020-2025 Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025 Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2020-2025 Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025