Product Code: FCCA
TABLE OF CONTENTS
List Of Contents And Tables
EXECUTIVE SUMMARY
COVID-19 impact on consumer payments
COVID-19 country impact
Financial institutions offer help to their clients to get through the pandemic
FinTech operators try to make life easier for their clients
Big Six lead whilst increasing their collaboration with FinTech players
What next for consumer payments?
MARKET INDICATORS
Table 1 Number of POS Terminals: Units 2015-2020
Table 2 Number of ATMs: Units 2015-2020
Table 3 Value Lost to Fraud 2015-2020
Table 4 Card Expenditure by Location 2020
Table 5 Financial Cards in Circulation by Type: % Number of Cards 2015-2020
Table 6 Domestic versus Foreign Spend 2020
MARKET DATA
Table 7 Financial Cards by Category: Number of Cards in Circulation 2015-2020
Table 8 Financial Cards by Category: Number of Accounts 2015-2020
Table 9 Financial Cards Transactions by Category: Value 2015-2020
Table 10 Financial Cards by Category: Number of Transactions 2015-2020
Table 11 Consumer Payments by Category: Value 2015-2020
Table 12 Consumer Payments by Category: Number of Transactions 2015-2020
Table 13 M-Commerce by Category: Value 2015-2020
Table 14 M-Commerce by Category: % Value Growth 2015-2020
Table 15 Financial Cards: Number of Cards by Issuer 2015-2019
Table 16 Financial Cards: Number of Cards by Operator 2015-2019
Table 17 Financial Cards: Card Payment Transactions Value by Operator 2015-2019
Table 18 Financial Cards: Card Payment Transactions Value by Issuer 2015-2019
Table 19 Forecast Financial Cards by Category: Number of Cards in Circulation 2020-2025
Table 20 Forecast Financial Cards by Category: Number of Accounts 2020-2025
Table 21 Forecast Financial Cards Transactions by Category: Value 2020-2025
Table 22 Forecast Financial Cards by Category: Number of Transactions 2020-2025
Table 23 Forecast Consumer Payments by Category: Value 2020-2025
Table 24 Forecast Consumer Payments by Category: Number of Transactions 2020-2025
Table 25 Forecast M-Commerce by Category: Value 2020-2025
Table 26 Forecast M-Commerce by Category: % Value Growth 2020-2025
DISCLAIMER
GLOBAL MACROECONOMIC ENVIRONMENT
GLOBAL INDUSTRY ENVIRONMENT
SOURCES
Summary 1 Research Sources
DEBIT CARDS IN CANADA
KEY DATA FINDINGS
2020 IMPACT
Steep declines in the use of cash during the COVID-19 epidemic
Payments Canada Rule E5 supports future growth of debit card transactions
Use of debit cards popular within e-commerce
RECOVERY AND OPPORTUNITIES
A rapid return to growth for debit card transactions
Interac Debit to become increasingly popular
Banks to continue to invest in reducing fraud
CATEGORY DATA
Table 27 Debit Cards: Number of Cards in Circulation 2015-2020
Table 28 Debit Cards Transactions 2015-2020
Table 29 Debit Cards in Circulation: % Growth 2015-2020
Table 30 Debit Cards Transactions: % Growth 2015-2020
Table 31 Debit Cards: Number of Cards by Issuer 2015-2019
Table 32 Debit Cards: Number of Cards by Operator 2015-2019
Table 33 Debit Cards Payment Transaction Value by Issuer 2015-2019
Table 34 Debit Cards Payment Transaction Value by Operator 2015-2019
Table 35 Forecast Debit Cards: Number of Cards in Circulation 2020-2025
Table 36 Forecast Debit Cards Transactions 2020-2025
Table 37 Forecast Debit Cards in Circulation: % Growth 2020-2025
Table 38 Forecast Debit Cards Transactions: % Growth 2020-2025
CREDIT CARDS IN CANADA
KEY DATA FINDINGS
2020 IMPACT
The COVID-19 restrictions on retail outlets bring a major shift in consumer spending patterns in 2020
Consumers rein in their credit card usage during the pandemic
Financial institutions introduce measures to help their clients
RECOVERY AND OPPORTUNITIES
A rapid return to growth for credit card transactions
Higher contactless payment limits likely to remain in place
Players to continue to develop their credit card offerings
CATEGORY DATA
Table 39 Credit Cards: Number of Cards in Circulation 2015-2020
Table 40 Credit Cards Transactions 2015-2020
Table 41 Credit Cards in Circulation: % Growth 2015-2020
Table 42 Credit Cards Transactions: % Growth 2015-2020
Table 43 Commercial Credit Cards: Number of Cards in Circulation 2015-2020
Table 44 Commercial Credit Cards Transactions 2015-2020
Table 45 Commercial Credit Cards in Circulation: % Growth 2015-2020
Table 46 Commercial Credit Cards Transactions: % Growth 2015-2020
Table 47 Personal Credit Cards: Number of Cards in Circulation 2015-2020
Table 48 Personal Credit Cards Transactions 2015-2020
Table 49 Personal Credit Cards in Circulation: % Growth 2015-2020
Table 50 Personal Credit Cards Transactions: % Growth 2015-2020
Table 51 Credit Cards: Number of Cards by Issuer 2015-2019
Table 52 Credit Cards: Number of Cards by Operator 2015-2019
Table 53 Credit Cards Payment Transaction Value by Issuer 2015-2019
Table 54 Credit Cards Payment Transaction Value by Operator 2015-2019
Table 55 Commercial Credit Cards: Number of Cards by Issuer 2015-2019
Table 56 Commercial Credit Cards: Number of Cards by Operator 2015-2019
Table 57 Commercial Credit Cards Payment Transaction Value by Issuer 2015-2019
Table 58 Commercial Credit Cards Payment Transaction Value by Operator 2015-2019
Table 59 Personal Credit Cards: Number of Cards by Issuer 2015-2019
Table 60 Personal Credit Cards: Number of Cards by Operator 2015-2019
Table 61 Personal Credit Cards Payment Transaction Value by Issuer 2015-2019
Table 62 Personal Credit Cards Payment Transaction Value by Operator 2015-2019
Table 63 Forecast Credit Cards: Number of Cards in Circulation 2020-2025
Table 64 Forecast Credit Cards Transactions 2020-2025
Table 65 Forecast Credit Cards in Circulation: % Growth 2020-2025
Table 66 Forecast Credit Cards Transactions: % Growth 2020-2025
Table 67 Forecast Commercial Credit Cards: Number of Cards in Circulation 2020-2025
Table 68 Forecast Commercial Credit Cards Transactions 2020-2025
Table 69 Forecast Commercial Credit Cards in Circulation: % Growth 2020-2025
Table 70 Forecast Commercial Credit Cards Transactions: % Growth 2020-2025
Table 71 Forecast Personal Credit Cards: Number of Cards in Circulation 2020-2025
Table 72 Forecast Personal Credit Cards Transactions 2020-2025
Table 73 Forecast Personal Credit Cards in Circulation: % Growth 2020-2025
Table 74 Forecast Personal Credit Cards Transactions: % Growth 2020-2025
CHARGE CARDS IN CANADA
KEY DATA FINDINGS
2020 IMPACT
Steep declines in charge card transactions during the COVID-19 pandemic
American Express Co offers greater flexibility to clients
Players reinforce non-travel awards
RECOVERY AND OPPORTUNITIES
A rapid return to value growth for charge cards
Commercial rewards programmes may continue to widen their scope
Higher contactless payment limit likely to stay
CATEGORY DATA
Table 75 Charge Cards: Number of Cards in Circulation 2015-2020
Table 76 Charge Cards Transactions 2015-2020
Table 77 Charge Cards in Circulation: % Growth 2015-2020
Table 78 Charge Cards Transactions: % Growth 2015-2020
Table 79 Commercial Charge Cards: Number of Cards in Circulation 2015-2020
Table 80 Commercial Charge Cards Transactions 2015-2020
Table 81 Commercial Charge Cards in Circulation: % Growth 2015-2020
Table 82 Commercial Charge Cards Transactions: % Growth 2015-2020
Table 83 Personal Charge Cards: Number of Cards in Circulation 2015-2020
Table 84 Personal Charge Cards Transactions 2015-2020
Table 85 Personal Charge Cards in Circulation: % Growth 2015-2020
Table 86 Personal Charge Cards Transactions: % Growth 2015-2020
Table 87 Charge Cards: Number of Cards by Issuer 2015-2019
Table 88 Charge Cards: Number of Cards by Operator 2015-2019
Table 89 Charge Cards Payment Transaction Value by Issuer 2015-2019
Table 90 Charge Cards Payment Transaction Value by Operator 2015-2019
Table 91 Commercial Charge Cards: Number of Cards by Issuer 2015-2019
Table 92 Commercial Charge Cards: Number of Cards by Operator 2015-2019
Table 93 Commercial Charge Cards Payment Transaction Value by Issuer 2015-2019
Table 94 Commercial Charge Cards Payment Transaction Value by Operator 2015-2019
Table 95 Personal Charge Cards: Number of Cards by Issuer 2015-2019
Table 96 Personal Charge Cards: Number of Cards by Operator 2015-2019
Table 97 Personal Charge Cards Transaction Value by Issuer 2015-2019
Table 98 Personal Charge Cards Transaction Value by Operator 2015-2019
Table 99 Forecast Charge Cards: Number of Cards in Circulation 2020-2025
Table 100 Forecast Charge Cards Transactions 2020-2025
Table 101 Forecast Charge Cards in Circulation: % Growth 2020-2025
Table 102 Forecast Charge Cards Transactions: % Growth 2020-2025
Table 103 Forecast Commercial Charge Cards: Number of Cards in Circulation 2020-2025
Table 104 Forecast Commercial Charge Cards Transactions 2020-2025
Table 105 Forecast Commercial Charge Cards in Circulation: % Growth 2020-2025
Table 106 Forecast Commercial Charge Cards Transactions: % Growth 2020-2025
Table 107 Forecast Personal Charge Cards: Number of Cards in Circulation 2020-2025
Table 108 Forecast Personal Charge Cards Transactions 2020-2025
Table 109 Forecast Personal Charge Cards in Circulation: % Growth 2020-2025
Table 110 Forecast Personal Charge Cards Transactions: % Growth 2020-2025
PRE-PAID CARDS IN CANADA
KEY DATA FINDINGS
2020 IMPACT
Closed loop pre-paid transactions expected to suffer the steepest transaction declines during the COVID-19 pandemic
Open loop pre-pay card providers get creative
FinTech operators target younger Canadians with pre-paid cards
RECOVERY AND OPPORTUNITIES
Slow return to growth for pre-paid cards
Issuers likely to partner with merchants to target specific audiences
Increasing consolidation likely in open loop pre-paid cards
CATEGORY DATA
Table 111 Pre-paid Cards: Number of Cards in Circulation 2015-2020
Table 112 Pre-paid Cards Transactions 2015-2020
Table 113 Pre-paid Cards in Circulation: % Growth 2015-2020
Table 114 Pre-paid Cards Transactions: % Growth 2015-2020
Table 115 Closed Loop Pre-paid Cards Transactions 2015-2020
Table 116 Closed Loop Pre-paid Cards Transactions: % Growth 2015-2020
Table 117 Open Loop Pre-paid Cards Transactions 2015-2020
Table 118 Open Loop Pre-paid Cards Transactions: % Growth 2015-2020
Table 119 Pre-paid Cards: Number of Cards by Issuer 2015-2019
Table 120 Pre-paid Cards: Number of Cards by Operator 2015-2019
Table 121 Pre-paid Cards Transaction Value by Issuer 2015-2019
Table 122 Pre-paid Cards Transaction Value by Operator 2015-2019
Table 123 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2015-2019
Table 124 Closed Loop Pre-paid Cards Transaction Value by Issuer 2015-2019
Table 125 Open Loop Pre-paid Cards: Number of Cards by Operator 2015-2019
Table 126 Open Loop Pre-paid Cards Transaction Value by Operator 2015-2019
Table 127 Forecast Pre-paid Cards: Number of Cards in Circulation 2020-2025
Table 128 Forecast Pre-paid Cards Transactions 2020-2025
Table 129 Forecast Pre-paid Cards in Circulation: % Growth 2020-2025
Table 130 Forecast Pre-paid Cards Transactions: % Growth 2020-2025
Table 131 Forecast Closed Loop Pre-paid Cards Transactions 2020-2025
Table 132 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2020-2025
Table 133 Forecast Open Loop Pre-paid Cards Transactions 2020-2025
Table 134 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2020-2025
STORE CARDS IN CANADA
KEY DATA FINDINGS
2020 IMPACT
COVID-19 has a severe impact on store cards
Retailers offer more attractive rewards to shore up their store cards
Operators purchase store card portfolios, but tend not to replace them with co-branded cards
RECOVERY AND OPPORTUNITIES
Swift return to growth for store cards
Retailers may look to widen the scope of their rewards programmes
New technology can support growth of store cards
CATEGORY DATA
Table 135 Store Cards: Number of Cards in Circulation 2015-2020
Table 136 Store Cards Transactions 2015-2020
Table 137 Store Cards in Circulation: % Growth 2015-2020
Table 138 Store Cards Transactions: % Growth 2015-2020
Table 139 Store Cards: Number of Cards by Issuer 2015-2019
Table 140 Store Cards: Payment Transaction Value by Issuer 2015-2019
Table 141 Forecast Store Cards: Number of Cards in Circulation 2020-2025
Table 142 Forecast Store Cards Transactions 2020-2025
Table 143 Forecast Store Cards in Circulation: % Growth 2020-2025
Table 144 Forecast Store Cards Transactions: % Growth 2020-2025
